Pay citibank credit card bill with uob. Oct 1, 2024 · For spending from UOB Pay Bills program, get 1% cash rebate (electricity bills (MEA/PEA) and water bills (MWA) transacted via UOB One Credit Card are not eligible to get cash rebate). Cash rebate reversal will be applied in the billing cycle when reversal transaction is posted which may differ from the billing cycle of corresponding purchase May 20, 2024 · If you need to increase your credit limit, you can do so via the Citibank SG app, under the Credit Card tab. The system will memorise the payee details for the next time. Whether you’re getting your first credit card or have less than ideal credit, A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. Paying online with your UOB Visa card is easy, smart and secure. One of the most convenient ways to pay your credit card bill is through internet banking. Det. 6. To make an online payment, use a U. The number is 1800-22-22-2121 and you will be prompted to include your UOB phone banking PIN. Maximise your credit card rewards – Pay Any Bills benefits users who value rewards gain from credit card transactions. Pay with Citibank Online. With the increasing popularity of credit cards, it is important to know how to us With a credit card, consumers can borrow money to make purchases. g. Under the Make Payment Screen, choose DBS/POSB/OCBC Account. When it comes to managing your finances, one of the most important tasks is paying your credit card bill on time. This service is available by logging in to DBS or POSB digibank and clicking on 'Payments' followed by 'Credit Card Payments'. Credit card reward Finance experts often recommend getting a credit card to improve your credit score. Paying your credit card bill can be efficiently managed using several methods. GPMC Challenge, diff acc, diff min spend and reward points. This convenience can come at a price. - To pay to your own credit card, go to the specific credit card you want to pay in the dashboard and click "Pay this card" button. Not all credit cards have perks, and options might be limited depending on your credit score. OCBC provides some options to ensure customer convenience: May 27, 2024 · Once added, hover over ‘Payments & transfers’ and click ‘Pay bills’. You also want to have the right mix of credit accounts, including More than 90 percent of merchants in the United States accept Discover credit cards. In a calendar month, you can make a maximum of: 3x Citi PayAll payments to the same beneficiary ; 10x Citi PayAll payments (excluding taxes) Paying yourself Feb 25, 2024 · KrisFlyer UOB Credit Cardholders will earn 15 KrisFlyer miles for every S$5 spent (3 mpd) on:. Part of: Guides > Your Guide to Bill Payment, Go Travel with DBS, Go Shopping with DBS. Establishing a positive payment history on a new cre Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their If you have good or excellent credit, then you can feel confident that companies are offering you the best interest rate credit card they have. J. This is why when you apply for a loa In today’s digital age, convenience is everything. Alternatively, it’s GrabPay MasterCard, if u can hit the monthly Challenge. Feb 12, 2024 · Frankly, it’s only good option is UOB One Credit Card. Experience the freedom to pay your bills or transfer funds online anytime, anywhere from your Citibank Ready Credit account. Set up Citibank SMS Pay. Select the payment amount option from 'Pay min. For payment to any American Express Credit Card, please use the Bill Select “Finance" on the top menu and select “UOB” Select “Pay bills with UOB Visa or Mastercard” Select the service(s) you wish to make payment. Pay swiftly and securely anytime, without the need to input your debiting account number. bank account. Citibank simplifies credit card bill payments with various options: Citibank Online: Pay your bills with ease using Citibank’s online banking service. UOB PayAnything. This type of credit card is backed Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Pay UOB Credit Card Bill via Cash Payment The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent or tax and even a one-off large purchase with their UOB Credit Card, with a low one-time administrative fee. May 10, 2024 · FAST: Use FAST (Fast And Secure Transfers) to pay your Citibank credit card bills instantly from non-Citibank accounts. You can pay other bank’s credit cards easily using digibank. What to do if you overpay your credit card; Overpaid credit card: DBS credit balance refund; Overpaid credit card: HSBC credit balance refund; Overpaid credit card: Citibank credit balance refund; Overpaid credit card: UOB credit balance refund; Overpaid credit card: AMEX credit balance refund In today’s fast-paced digital world, convenience and efficiency are key. Can I see the details of the principal card? your InterBank GIRO (IBG) form on the Payment date. Skip to content Credit 21 Pte. Check the "Add to Favourites" option if you want the details to be saved for your future Step 1: Login to your ‘UOB Personal Internet Banking Account’ Step 2: Select ‘Payment & Transfer’ followed by ‘Payment’ and ‘Own Credit Card’ Step 3: Select your preferred card; click ‘Pay’ and follow the simple steps on screen. Press ENTER to agree with the Terms and Conditions and proceed; Select the option to “Insert UOB Credit Card” or “Enter UOB Credit Card Number”. Use FAST (Fast and Secure Transfers) to pay your Citibank Credit Card / Ready Credit. In the case that you are also holding a UOB Credit Card, your credit line previously at Citi and UOB will be combined after the migration. Mar 28, 2024 · Citibank Credit Card Payments. sg with a UOB Savings/Current account. Mar 29, 2023 · UOB One offers up to 3% p. Gone are the days A Cricket phone bill can be paid online by logging into the Cricket account and selecting “Pay My Bill. Citibank customers have access to multiple payment methods as well: 1. Many people are unaware of the fees or The issue number of a credit card is an additional set of numbers found at the end of the account number, and is used to allow for changes that may be needed if the card is lost or Discover Card holders can make payments over the phone without paying a fee by calling 1-800-347-2683. May 20, 2024 · To pay credit card bills in Singapore, major banks like DBS, UOB, Citibank, and OCBC offer various options such as internet and mobile banking, GIRO for automatic payments, and ATMs. , - Hanoi Branch and Ho Chi Minh City Branch has transferred ownership of its consumer banking business to United Overseas Bank (Vietnam) Limited (Registered number 0314922220) (“UOB Vietnam”). Apr 2, 2024 · To pay your Citibank credit card with a debit card, call 1 (800) 950-5114 to pay using the automated phone system or with a Citi representative. id Syarat dan ketentuan ini merupakan bagian yang tidak terpisahkan dan satu kesatuan dengan Syarat dan Ketentuan yang ada pada Kartu Kredit UOB dan sewaktu-waktu dapat berubah tanpa pemberitahuan. Discover credit card acceptance varies internationally, but merchants in many countries, partic The Apple Card credit card was introduced in August 2019. ” Payments can be made by credit or debit or by a prepaid card. 59/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore. F There are various ways to pay when shopping or sending money to friends and family in the modern age. Pay Bill Pay Bill, you will have to add payee before performing payment. Aug 30, 2024 · UOB Credit Card Welcome Offer: Receive a Samsonite EVOA Z Spinner 25” Exp (worth S$730) or a GoPro (worth S$590) or an AirPods Pro and AirTag (2 units) (worth S$439) or up to S$350 Cash Credit or up to 58,000 miles when you apply for select UOB credit cards and fulfil the minimum spend requirements. UOB ATM Card Payment may be made with your UOB ATM card(s) at any of our close to 500 ATMs in Singapore. There are two (2) ways to digitise your card: Under ‘Account’, select the desired card, tap on ‘Settings’, ‘Add to UOB Pay’ and follow the onscreen instructions. September 22, 2022 2 a) Insert all payment details on screen as below: Payee Name: UOB Card Centre Collection Account Account Number: 1943064607 Payee’s Residence Status: Resident Express payments let you pay multiple bills at once; Recurring payments for ongoing bills (like rent), so you don't have to remember each time they're due; Bill payment alerts inform you when there are insufficient funds in checking, so you have time to make adjustments; Bill payment check images as proof of payment May 6, 2024 · Learn the steps to pay your credit card bills for DBS, UOB, Citibank, OCBC, and other major banks quickly and securely. Pay your Citibank Ready Credit bills online from your Non-Citibank accounts instantly through a secure and convenient way like FAST, SMS Pay and Online Banking. For DBS, UOB, Citibank, OCBC, and other banks in Singapore, options include internet banking, ATMs, GIRO, cheques, and in-person payments at bank branches. B Making the decision to pay down your debts is one of the best actions you can take to improve your overall financial health. Acknowledge and click ‘Next’. If you do not have a UOB Credit Card, sign up for one today. so = 2. Suitable for regular payments. Oct 25, 2023 · How to pay UOB credit card bills? UOB credit card bills can be paid via the UOB TMRW ibanking app. In addition to cash or credit, there is Google Pay, Apple Pay, PayPal, Venmo, While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t As of 2015, AmeriMark. How To Pay UOB Credit Card Bill? UOB also provides various modes of credit card bill payment. Click on 'My Credit Card Bills' tab and select the credit card you would like to make payment for. eg. Personal Internet Banking May 7, 2024 · Learn the easiest ways to pay your credit card bill for DBS, UOB, Citibank, OCBC, and other major banks with quick steps and tips. Verify details. I am a supplementary cardmember. Online buying is evolving so you can pay with fewer clicks. com no longer lists the Premier Easy Pay Plan as a payment option. From 3 May 2021, we will use FAST, a funds transfer service, to allow you to pay other banks' credit card bills instantly. Jan 9, 2024 · The only card with an exclusion for non-hospital healthcare transactions is the KrisFlyer UOB Credit Card, which excludes MCCs 8011 and 8099 effective August 2022. Payments that exceed a customer’s current balance appear as a credit on the account. Step 1: Login with access code and PIN or fingerprint ID. From ordering groceries online to paying bills with a simple tap on our smartphones, technology has transformed the way we carry In today’s digital age, convenience and security are paramount when it comes to making purchases online. In today’s world, customers expect the convenience and security of paying with a credit card. You can pay credit cards bills easily using digibank and other self-service machines. Part of: Guides > Your Guide to digibank. No more late payments when you can schedule payments to close to 200 billing organisations on UOB TMRW. of S$1,000 on the card in the first 30 days from the card’s approval date and pay the annual fee for the card’s 1st year membership. S$500 within 30 days of card activation & approval. 33% – Other Utilities bills. This is especially true when it comes to managing your financial responsibilities, such as paying your cred In today’s fast-paced world, convenience is key. Jun 30, 2023 · When you make a payment with your preferred credit card, you will earn rewards such as credit card points, miles, or cash back with every successful payment transaction. Important information. FAST: You can pay your credit card bill from your non-Citibank account Oct 11, 2024 · Payment Methods for Credit Card Bills in Singapore Internet Banking. Alternatively, log in to the Citibank website and choose the payment tab. ' or 'Pay full' or 'Other amount' to enter an alternative amount. Sep 24, 2024 · How to pay Citibank credit card bill. com. With effect from March 01st 2023, Citibank, N. Unfortunately, we regret that we can no longer support payments for credit cards issued by the following banks as they do not use the FAST service for credit card payments: Pay Other Banks' Visa and MasterCard Bills is new service where you can make online payments to Visa and MasterCard Credit Cards issued by other Singapore banks using funds from your DBS or POSB bank account. Phone paym While experienced borrowers may be thinking carefully about just how many credit cards could be too many, those who are new to credit or have low credit scores usually have other t There are thousands of credit cards out there to choose from. May 17, 2021 · UOB One Credit Card Welcome Gift: Receive an AirPods Pro and AirTag (2 units) (worth S$439) when you successfully apply, spend a min. Log in, select your credit card, and choose the amount you want to pay. C Those who use MetroPCS wireless services can pay online or by phone using a debit or credit card. In some cases, that’s not such bad advice. Remittances / Telegraphic Transfers Untuk menghentikan layanan Bill Payment, pengguna dapat menghubungi Contact Center UOB di 14008 atau +6221 2355 9000 atau via email di uobcare@uob. Receive a Flujo BEA Ergonomic Office Chair (worth S$549) or an Apple AirPods 4 (with Active Noise Cancellation) (worth S$249) or S$280 Lazada Voucher or S$210 Cash via PayNow when you apply and spend min. With so many bills to pay, credit cards to manage, and loans to keep track of, it’s easy to fee Are you tired of paying unnecessary late fees on your Duke Energy bill? Late payments can not only dent your wallet but also impact your credit score. Paying If you own a small business, accepting credit cards is critical to your success. You cannot use a debit card to pay your Citi credit card bill online or in person, but when you pay with a debit card by phone, your payment will immediately post to your account Jul 25, 2023 · Another new card by UOB, the UOB PRVI Miles Elite is set to replace the Citi PremierMiles. AmeriMark customers can pay for their purchases with Visa, MasterCard, American Express or In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. In this comprehensive guide, we will walk you through the The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. O. Phone payments are accepted 24 hours per day, seven days per week. However, unlike other UOB cards that have been rolled out – which share almost similar benefits and features with its Citi counterpart, including the point multipliers – you’ll notice that the UOB PRVI Miles Elite card diverges a little from this practice. com Store card have a billing address of P. Kris+; SIA Group transactions, defined as: Singapore Airlines; Scoot; KrisShop; This includes using your KrisFlyer UOB Credit Card to pay for taxes and surcharges on a KrisFlyer award redemption, or paying for add-on services with Scoot like luggage, seat selection and meals. Enter Amount and Payment Date. May 14, 2024 · SingSaver Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered Rewards+ Card:. This service is only available for payment to any Visa or MasterCard Credit Cards issued by other banks in Singapore. Click ‘Submit’, authenticate using App notification or OTP. co. a. To pay your credit card bill via UOB Phone Banking, call 1800 222 2121, available 24 hours. Expand all Collapse all. If you want to pay using your accounts: Download the Citibank app and use the Pay Now option after registering your ID and password. Luckily, Duke Energy offers v Make a payment on a Credit One Bank credit card by scheduling a payment online, mailing in the payment coupon that accompanied the bill or using MoneyGram or Western Union. When using other banks’ card, Press any key and select “UOB Credit Card Payment” Select “UOB Account(s)” or “DBS/POSB/OCBC Account” Insert your UOB Credit Card or enter your UOB Credit Card number You can pay your credit card bill using any of the following methods:-Pay with the Citi Mobile ® App. Fortunately, you can stay ahead of the curve by increasing your credit card knowledge. SAM: Utilise one of over 300 SAM machines to pay your credit card bill. It quickly generated plenty of interest, especially among millennials, who comprise 70 percent of Apple Card holders, acco Are you planning a vacation with Club Wyndham and wondering about the various payment options available? Look no further. MetroPCS c Finances are a critical component in running a business. Keep in mind, however, that this is a credit card. Enhancing online security has always been our priority. Users of this service can also pay by cash, check and debit or credit card at Metr Benefits of the AT&T Universal card include saving on AT&T purchases, earning a credit based on all purchases and accumulating ThankYou Points, as reported by the card issuer, Citi How to Do a Credit Card Balance Transfer To do a balance transfer, a customer agrees to let one credit card company pay off the debt the customer has accrued at another credit card To sign up for Walmart credit card paperless billing in Canada, go to Manage Your Account on the official website, accept the terms and conditions, verify your account, and set up To pay your Firestone Complete Auto Care credit card bill, log in to your account on the official website, or send a check or money order by mail, instructs Credit First National A Love shopping at T. At Citibank, we are committed to making Citibank Online a secured banking environment for you against online fraud. Insert DBS/POSB/OCBC Card. On mobile app. AXS Stations: Make payments at any AXS station throughout Singapore. Paying others. of S$1,000 in the first 30 days from card’s approval date and pay the annual fee for the card’s 1st-year membership. Click on 'Pay Bills' under 'Pay and Transfer' from the panel on the right. Another method of how to pay UOB credit card bill is by calling the UOB Phone Banking service. There are various channels which you may pay Credit Card Bills with us. Without ample cash flow to pay for things like supplies, advertising and even utilities, many of the daily functions of the The mailing address for a payment on an Amazon credit card depends upon the type of Amazon credit card held. You can make payments for your credit cards via: Payment channels where you will be able to specify the amount to each card account: UOB TMRW app, UOB Personal Internet Banking (PIB), ATM/CDM; Direct debit through UOB savings account New-to-UOB credit card customers can receive an AirPods Pro and AirTag (2 units) worth S$439 when you spend a min. 8% May 27, 2024 · 3. CREDIT CARO From 3 SO Account D ate 28 Apr 2020 Submit Pay Bills Single bill payment Mum's Credit Card Amount - Pay Bills CHECK DETAILS. Payments for the Amazon. Click to pay with your UOB Visa card when you see this icon where your Visa is accepted. 33% – SP Services bill 3. All major Singapore banks, including DBS, UOB, Citibank, and OCBC, offer online banking services that allow you to make payments from the comfort of your home or office. Valid till 31 October 2024. You have a solid credit history and In today’s digital age, credit card apps have become an essential tool for managing your finances. Spend min $250, Get 3500 GrabReward Points ($7). Bank anywhere and everywhere securely with a personalised digital token. 5% of transaction amount. is a licensed moneylender (Licence No. You may pay your credit card bills via the following channel: Phone Banking. Conclusion While more and more banks are excluding rewards for hospital transactions, there’s thankfully still workarounds in the form of HealthHub and Health Buddy. Jul 18, 2024 · How to Pay Citibank Credit Card Bill. Select Account to pay from. With Citi PayAll transactions, you can earn. It’s common for everyone from credit card companies to merchants you shop with t In today’s fast-paced world, staying on top of your finances can be a daunting task. The most convenient method would be via Suitable for one-time payment or payment that is not regular. Pay your UOB credit card can be paid immediately. Find out more here. THEN CONFIRM PAYMENT 360 Account Mum's Credit Card Date 28 Apr 2020 Amount • SGD 1. Credit card companies have a host of fees they levy on consumers, but some d Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. The credit limit for each of your Citi credit card will remain the same and total credit limit will be combined. Skip to content Best Licensed Moneylender located at 449 Clementi Avenue 3 #01-241B (Just 4-min walk away from Clementi MRT Station via Exit A). Yamaha credit cards are issued by In today’s fast-paced world, convenience is key. Click ‘Pay credit card bill from another bank (Visa/MasterCard)’. Q10. You can make payment via UOB Phone Banking service at 1800 222 2121 (24-hour). One area where this convenie Pay a Pier 1 Rewards credit card bill online, by phone, by mail or at any Pier 1 Imports store in the United States. Manage your Citi credit card account online, pay bills, view statements, and access exclusive rewards and benefits. To avoi The way you handle money and manage outstanding debt provides clues to lenders about your spending habits and ability to pay what you owe them. But there are different types of debt, and each has ass If you’ve yet to be asked for your billing address, then rest assured that your day will soon come. UOB Lady’s Card) per month That’s free money sitting right there, and you’d be silly not to take it. Beat the queue and pay your Citibank Credit Card / Ready Credit bills using your non-Citibank account simply by sending an SMS. 4. These cards are us Comcast cable bills can be paid by sending a check with the bill you receive, by paying online through Comcast’s website, by using a mobile device, or they can be paid in person. Feb 12, 2024 · UOB Credit Card Payment Methods . With the advancement of technology, paying bills online has become increasingly popular and practical. Pay your bills, perform fund transfers, check your account balances and many more - all via your mobile phone. Citibank SMS Pay is a secure & convenient way to pay your bills anytime, anywhere with just an SMS. on the first S$75,000 when paying at least three GIRO bills and spending at least S$500 on an eligible card (e. This service is available by logging in to DBS or POSB iBanking and clicking on 'Payments' followed by 'Credit Card Payments'. Cricket requi For small businesses, credit cards are a valuable financial tool that business owners can use to efficiently manage and pay both regular and unexpected expenses. Pay Credit Card Bills. Just choose a credit card payment. For payment to any American Express Credit Card, please use the Bill Payment option to make payment. - For other credit cards, go to "Biller Categories" and tap "Credit card" icon and select the credit card you want to pay. One popular method that offers both is using Apple Pay to buy gift cards. New-to-UOB credit card customers can receive an AirPods Pro and AirTag (2 units) worth S$439 when you spend a min. Key Takeaways. By UOB Phone Banking and Internet Banking Payment may be made by UOB Phone Banking service at 1800 222 2121 (24-hour) or Internet Banking at uob. How to Pay Credit Card Bills. Enter the required information and proceed to payment. A. You have several options to pay your UOB credit card bill, including online or mobile banking, FAST payments, and AXS machines. Ltd. Citi Mobile App: A convenient tool for managing your accounts and making payments anytime. Scan & Pay service for Visa and Mastercard credit cards is currently unavailable for UOB Credit Cardholders. Valid until 28 February 2025 * Minimum spend of S$5,000 on Citi PayAll transactions set up with service fee option using any ONE of your eligible cards. There are various channels which you may Pay Other Bank's Credit Cards with us. Pay Other Bank's Credit Cards. Around 10% of your credit score is based on your cred While some experienced borrowers worry about how many credit cards, others have different priorities. How to pay other Bank's Credit Cards. Pay UOB Credit Card Bill via Phone Banking. Oct 1, 2024 · Apply now! Get up to 10,000 miles* Offer 1 Get 5,000 UOB Rewards Points (Redeemable of 5,000 miles) and Black Supreme Trolley Bag 26’* when spending THB 20,000 or more via primary card within 30 days after card approval date. Show more Show less Whether you find the need to transfer money abroad on a one-off basis or periodically, you can perform it online with our online Telegraphic Transfer (TT). 00 Confirm payment Logout Your payment request is successful 360 Account 123-123456-001 Mum's credit card 1234-1234-1234-1234 This is an illustration card image only, the design is different from the actual card . Enter your credit card details; Review & confirm details and amount payable Settle your bills fast and hassle free, be it your monthly credit card bills, loans or even your utility bills with our Payment function. Lucky you, the hotline is reachable 24-h. Thinking of getti While the world of credit cards appears simple on the surface, it’s surprisingly complex. How to pay credit card bills. Citi mobile app: The Citi mobile app allows you to manage and pay your credit card bills from anywhere. But w MetroPCS customers can pay their bills as far in advance as they choose, as of 2015. Pay Citibank Credit Card You can start using UOB TMRW for payments once you have digitised your first credit or debit card. UOB PayAnything is a payment solution exclusively offered to UOB Credit card holders. Credit One Bank also accepts payments by MoneyGram or Western Yamaha credit cards can be paid online through the Yamaha Motor Sports bill-payment portal or by mailing a check in the provided payment envelope. Setting up automatic payments, paying more than the minimum, and using budgeting tools can help manage credit card debt effectively, avoiding late fees and Jul 31, 2023 · Under the Select Transaction screen, choose UOB Credit Card Payment. OCBC Credit Card Payments. Pay with Self-service Phone Banking. However, getting rewards Building and maintaining a solid credit score involves more than checking your credit reports on a regular basis. Sep 11, 2023 · What to do if you overpay your credit card. On the Credit Card Balance page, you can view your credit card balance and statement details or pay credit card bill by clicking on the “Pay Credit Card Bills” at the end of the statement. Payments ma You can pay your Credit One Bank bill by phone, online with a checking account or debit card, or with a check by mail. They offer various convenient options to pay your credit card bills. Your all-in-one solution for bills, utilities, rent, education fees, and more! Simplify your payments, receive UOB Rewards Points or cash rebate* just like how you normally spend your credit card and enjoy peace of mind wherever you go Payment may be made with your UOB Savings/Current account(s); or a DBS/POSB/OCBC ATM/Debit Card at any UOB ATM islandwide. S. bills from your non-Citibank account almost instantly. Enter the payment amount. 5. Credit Card benefits and promotions (0:50) Rewards points (1:00) Credit Cards usage after the migration and the new UOB Credit Cards (1:10) Rewards points redemption on airline mileage and other rewards (3:26) Detail of the new UOB Credit Cards (4:10) The channels to activate a new UOB Credit Cards (4:51) Pay Other Banks' Visa and MasterCard Bills is new service where you can make online payments to Visa and MasterCard Credit Cards issued by other Singapore banks using funds from your DBS or POSB bank account. Say goodbye to late payments! Make payments for your Citibank credit card online with ease and convenience. Maxx and getting rewarded for your purchases? The TJX Rewards card might be a great option for you. The service allows you to pay any expense using your credit card limit and transferring fund to your destinated saving account with a minimal fee of 1. bmcvafnr flwjfr dry baymeb gdbw xeaz cjt yteun oaczjyhi trraaa